Affordable health insurance in Indiana
 | Indiana
It may seem that low cost Indiana health care insurance is a thing of the past, but it's not. Here's ways to get low cost Indiana health insurance with a government program or with a private insurance company. Indian Medical health insurance Options You have four selections for low cost health insurance in Indiana. They are: Low Income Medical insurance Indiana The state of Indiana offers health care insurance to individuals and families who do not want private health insurance. These state sponsored programs include: * Medicaid, which is available to children, teenagers, women that are pregnant, and low income families. * Hoosier Healthwise, which is available to children, women that are pregnant, and low-income families. * Medicare, that is a federal health insurance program offered to people 65 or older, and then for people who are disabled. More resources for these programs, visit the Indiana Department of Insurance websites at: in.gov/idoi High-risk Health Insurance * Comprehensive Health Insurance Pool (CHIP), that is available to people with pre-existing health issues making them ineligible for private health care insurance. For more information on this program, visit the Indiana Department of Insurance website at: in.gov/idoi Private Medical health insurance There are two basic types of private health insurance plans accessible in Indiana. They are: * Indemnity plans, otherwise known as fee-for-service plans, which are the most costly plans. These plans provide health care in exchange for a premium and a deductible (usually $500 to $2,000). With one of these plans you may use the physician and hospital of your liking. * Managed Health care insurance options (HMOs, PPOs, POSs), which are the least expensive plans. Efforts provide health care to acquire a premium and a co-payment (usually $5 to $10 per doctor visit). With your plans you must work with a doctor or hospital inside a network of health care professionals, or pay one more fee to use a non-network doctor or hospital. Where to Get Low Cost Indiana Health care insurance Health insurance premiums can differ dramatically form one insurance company to the next, so the initial thing you need to do to get inexpensive health insurance is to compare rates from different companies. The best way to do that is to check out an insurance comparison website. |
